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pension benefits in placements


The last years are more and more offered pension products in the form of a placement insurance. Also when employees with pension go, insurance in which the pension benefits are converted into placement entities, is offered. Until recently the Tax and Customs Administration disapproved such products in the form of placements and was therefore formally impossible such receive a pension benefit in placement entities laid down by order of 1 March 2004 our State Secretary of finances has decided pension benefits in placement entities under conditions permit closer order apply the new conditions. Insurers must the number of stipulate placement entities by pension type by means of the life insurance maths. The amount of the benefit is then stipulated by the exchange-value of the placement entities. At unexpected death arises (sterfte)winst for the insurer. All current pension benefits in placement entities must meet 1 June 2004 by the conditions of this decision, except the benefits which rely on a pension scheme of for 1 June 1999.De desirability of benefits in placement entities are called into question moreover still and this discussion will be conducted within the framework of the superannuation act which according to the expectations by 1 June 2006 in go it will should clear be that pension in placement entities nevertheless still the necessary hooks look and has. Reason enough to zoeken an appropriate solution in consultation between your consultant for you.
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