Zuinigheid are not rewarded
It house owner will not escape to be that as from 1
January 2004 the mortgage interest calculation is limited. The
intention of the new measure is that moving house owners invest the
profit at sale of the old house in the new house. The government
wants this way prevent that the profit on the sold house is saved up
or consumerly spent, whereas house owners, however, loans for a more
expensive house with tax calculation are preserved from the government
considered, this no bad idea. Why you loans have kept fiscally
attractive make as people enough money from the overwaarde of their
house. Unfortunately the regulation in certain respects is a
beetje shaky. Thus the profit on its own house is not stipulated
by the difference in the sale turnover and price of the house.
The new law assumes the difference between the turnover the old
house and then the resting debt should you have stopped in the past
therefore already much own capacity in the house and therefore
cautiously have lent. Then the new regulation unpacks
unfavorable for you. You can then relatively few bijlenen and
continue with large ' eigenwoninggat ' sit at purchase of a new house.
You in former days correct much have lent, then the rule in your
advantage is. You can correctly many bijlenen and take along the
old loan to the new house.
Source "Zuinigheid is not rewarded": General
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