agriculture materially insurance (damage by)
This insurance gives cover against damage causes to or by
landbouwmaterieel. The insurance can be split up in a liability
cover and cascodekking. These verzekeringsvorm show resemblances
with the motorrijtuigenverzekering on many points. Liability
cover meets the demands which the WAM make. Under the
cascodekking the same dangers have been covered as under autopolis
(virtually all of coming outside misfortunes). Restricted
cascodekking, such as fire or fire/robber stable are possible.
Further concerning commonly one distinguishes landbouwmaterieel
that is used for its own company and landbouwmaterieel that are used
at companies of third parties (remuneration work). Of the
reasons that landbouwmaterieel on motorrijtuigencondities are insured
and not on work materially conditions, lies in the fact that such
material gets away regularly on public and therefore Wam-plichtig are;
whereas at werkmaterieel much more work risk plays and correctly
the file risk of subordinate importance is impossible remains damage
by catastrofe events, such as war situations.
DoelgroepAgrarische committing (own company and remuneration
workers). PremieDe cascopremie depend on the current nieuwwaarde
on the object or on the day value (at fire cover or fire/robber stable
cover). The premiepromillage lie for its own company lower than
for remuneration companies. The liability premium is generally
an amount fixed, depending on of the altitude of the current
nieuwprijs. Falls at denkrn to a premium of some hundreds of
guilders per year. For the complete cascodekking the premium
between the 1% and 2% of the current nieuwprijs lies. Some time
is made in the premium interview still distinction between motor
tractors and tools. Also it can occur that cascodekking belong
including own lack damage to the insurance possibilities.
Source "agriculture materially insurance (damage by)":
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(damage by)"
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