company insurance - bldg. insurance
This insurance covers damage to bldg., which are
commercially used, yes or no in let state. Therefore also:
let houses. The insurance covers in general the at least
risk of fire damage (including smoke - and fumagine damage), but a
much vaster cover is also possible (storm, several forms burgling of
water damage). Insured it has been in general excluded general
on herbouwwaarde. remain causes with catastrofe-achtig a character,
such as war situations, atomic nucleus responses and flood.
Further this insurance also fire insurance is called (to most
important risk that it was in former days covered) or
opstalverzekering. Beside the bldg. himself also bijgebouwen,
schuttingen and such co-insured and frequently also matter is such as
antennae and brise-soleil. Bases are not always automatically
co-insured. target group own ears of industrial buildings.
Below also house construction associations, provinces,
municipalities, kerkgenootschappen and such are understood.
PremieAfhankelijk of position, construction nature and type use.
The premium has been expressed in 0/00 of the insured amount,
roughly from 0.40 to 5 by 1000 insured amount varying its own
risk is frequently agreed. Insured amount must correspond with
the complete herbouwwaarde of the bldg. (including co-insured
bijgebouwen). The insured amount is too low, then pro rata
compensation takes place in case of damage. To particular bldg.,
such as monuments derogatory conditions can apply to industrial
buildings, of which are certain that these would not be rebuilt in the
same state, are possible the maximum compensation to a lower amount
than the herbouwwaarde are coupled. The premium also becomes
then on average/insured amount can on the basis of an expert appraisal
be determined (and indexed).
Source "company insurance - bldg. insurance": General
Head index page of "company insurance - bldg. insurance"
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