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company insurance - computer insurance


The computer insurance covers dangers which coincide with the commercial use of computers, varying of cover for material damage of equipment to damage by viruses or hackers. The insurance grants cover as from the moment that equipment (including other electronic (rand)apparatuur and programmatuur) in company or in running order state has been established, but also during demontage/assembly, reiniging, inspection, repairing, revision or displacement. Damage to external informatiedragers (diskettes, tapestreamers and such) must mostly separate becomes co-insured or standard have been coupled to gemaximeerd amount. Impossible damage by fire, deflagration, catastrofe events (such as war and such), wear and damage by normal use are. Further specificatieDe can be extended with additional covers for company damage (financial damage as a result of the material damage to the computers), extra cost wide basis cover of the computer insurance by temporary switching over on replacing equipment, or repairing damage to files (cover for reconstructiekosten; to certain maximum). the damage run occurs on the basis of repairing costs or (at totaalverlies) on the basis of the day value. All ventures which for their production and convert dependent are of their computer equipment, or expensive have computer equipment. PremieDe premium are generally determined after inspection and appraisal of the maintenance contract, and amount to a certain amount by € 1,000, - - value insured. There mostly a minimum contribution applies the premium is calculated concerning the nieuwwaarde of equipment. BijzonderhedenEr are a growing number of computer insurers to that also shelter offer for the fire dangers which have been from way back covered on the fire insurance. With this possible cover overlapping must at determining the insured amount on both the computer - and the fire insurance is taken into account computers under the name elektronicaverzekering is also insured.
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