bedrijfsverzekeringen - Pensioenverzekering
The pension insurance is closed in the relation employer employee and insures oudedags - and/or surviving dependants - and/or incapacity for work pension for the employee. Onder het nabestaandenpensioen kan zowel een partnerpensioen als een wezenpensioen vallen. Further specificatieEr are a lot of pension schemes, which have been sometimes agreed by company branch or by collective labour agreement. Not,it is uncommon the regulation, where employees in 40 years of service build a retirement benefit of 70% (therefore 1.75% per year of service). The pension accrual can be related to the laatstgenoten salary (final salary) or to the average salary during the service link. At determining pension basis (the amount about which the pension is built) is taken into account the AOW. The amount of the surviving dependant's pension has been generally related to the retirement benefit; the amount of the incapacity for work pension to the salary.Virtually always apply the pension - and spaarfondsenwet. This law aims at a promised pension put as much as possible certain and regulates to this end among other things that the pension money must be brought outside the risk environment of the venture. target group employers for employees and employees who are put to this end by their employer able. PremieAfhankelijk of the pension accrual, the pension basis, age employee and the nature of the pension. De verzekering kan ook worden gesloten volgens het 'beschikbare premie systeem', waarbij de werkgever een vast premiebedrag ter beschikking stelt. characteristic pension insurances are tax gefacilieerd; premiums are not charged at the employee, but the benefits are counted to entering.A pension crack can arise if an employee builds no pension during a number of years or of employer changes (the pension accrual at the old employer is never related to the salary at the new employer. By means of appointments concerning value transfers this impact is tried limit.
Source "company insurance - pension insurance": General
Head index page of "company insurance - pension insurance"
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