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Available premium scheme


The available premium scheme is of the most gangbare forms of the premium basis systems. The put premium available by the employer is generally expressed in a percentage of pensioengevend entering (annual salary including annual bonus, holiday pay, etc. diminished with Aow-franchise). an example: for an employee, who has an age of 40 years at the start of the regulation, amounts to the contribution rate up to 15% of the pensioengevend income. Rising rewarding means at the available premium scheme therefore higher premiums of all systems is the available premium scheme for the employee the most flexible regulation and up to individual. If required is possible the employee, within limits, among others themselves stipulate (a part of) (s) the paid premium to convene in more or less risky placements. The employer does not have this way with the so-called backservice do obligations. See also additional pension insurance.
Source "available premium scheme": General

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