health insurance fund health insurance care insurance news
By salary deduction or - payment in the cafétariaplan can
an employee insured of voluntarily in the situation attain that he ()
arrives in the health insurance fund, and the other way around.
The health insurance fund border has been determined on 33,000
(2005). The qualifying date is 1 November comes an employee, who
above the health insurance fund border sits out, and as a result of
handing in money in the cafétariaplan possibly under the health
insurance fund border (or the other way around), then becomes that
made in FEBO on the display device visible. Is recommended when
appropriate to this, in advance to making a definite choice,
discussing with a staff official Health Insurance Act (ZFW)Werknemers
with (permanently) annual enter lower than 33,000 (2005) and at
least on 1 day per week operative, is for medical expenses obliges
insured. Employees pay for this a premium of 1.25% of the fixed
income. Moreover they pay a flat-rate contribution, which
amounts to average 383.00 (2005) by adult per year (agreed in this
amount a premium increase of 60.00 has been taken for
no-claimregeling). to see the also additional health insurance and
medical expenses compensation only permanently components of the
income tellen for the determination of the health insurance fund
border. Therefore profit-sharing and bonussen, which are not
dependent on a performance count. The part of the ZFW premium,
paid by the employer, 8.20% (2005), is added for determining the tax
and national insurance contributions to the income of the employee.
By 1-1-2005 no-claimregeling have been introduced. The
intention of the measure is insured people aware of making of the
costs of care and with that the costs to push back. Health
insurance fund patients of 18 years and older pay a higher flat-rate
contribution in 2005. Insured people who do not appeal for a
year to care to recover 255 euro of the insurance. The refund
becomes lower as has been more often appealed to care. No-claim
the regulation applies to all care which falls under the Health
Insurance, except the costs of general practitioner, obstetrician care
and kraamzorg. ZiekengeldDe Sickness Benefits Act in principle only
still exists for pregnancy and for employees after the end of (short)
a service link. The Sickness Benefits Act has been therefore
mainly replaced by the law remuneration by payment at sickness medical
expenses compensation medical expenses can by the employer tax-free be
compensated for, if these costs differently for the employee an
extraordinary charge would be (for example costs for labour).
But also dentist costs, optical devices, medecines, beauty
corrections, such as flaporen, udder enlarging etc., fysiotherapie and
psychotherapie, contraceptive, patient transport, but also burial
costs etc., when these costs are not compensated for (more) by the
health insurance company. Also compensations can be supplied
tax-free when these can be incorporated serve for improvement of the
workplace or working circumstances (adapted furniture, special optical
devices etc.) these costs tevens as an aim in the cafétariaplan the
premium for the medical expenses to have been however simply charged,
whereas these can be taken along for the IB as a deduction. To
the IB however a threshold of 11.2% of the taxable income applies,
with maximum vanDe employee can exchange these costs for gross
remunerations or for leave days and thus a considerable tax advantage
creates FreeBeans can a regulation provide that it has been reviewed
fiscally and the application stands clearly described care-related
leave of absence-unpaid leave for looking after a sick child or family
member. This leave has (still) no legal basis. This leave
can be incorporated as an aim in the cafétariaplan per 2006 a new
health insurance to be introduced. The so-called basis
insurance. This insurance substitutes the health insurance fund
and the private health insurance and provides for a legally assuredly
standard package. At this moment it is thought of a premium of
1,067.00 per year by adult. The insured person chooses moreover
for he wants which additional care insure himself pregnancy - and
labour leave salary-earners have right to at least sixteen weeks leave
(6 weeks for and 10 weeks after the labour) concerning pregnancy on
the basis of the law labour & care. During this period they
receive a benefit of 100% of the brutoloon with maximum from 43,420
per year (2005). A lengthening of this leave can be incorporated
as an aim in the cafétariaplan.
Source "health insurance fund health insurance care insurance
news": General
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