credit data are realise always
by Brenda van DamZaterdag 30 April 2005 - credit licensors are - recording in Tiel at - inform at an application firstly at office credit obligatory which - betaalverplichtingen and credit possibilities already have a customer. - Also consumers - can realise their data. He who wants know be possible how he at BKR mentions state, - for that at each bank in - the Netherlands can correct.Forty years it is suffered in Tiel the office credit recording (BKR) has been set up. By registering loans as of now on one central spot, had occur to become that people would put themselves already too deeply in the debts.credit licensors have been obliged inform when an application takes place firstly at BKR which betaalverplichtingen and credit possibilities have a customer already. Ook consumenten kunnen hun gegevens inzien. That happens always more often: last year 92.000 time, an increase of 37 per cent.examination who wants know be possible how he in central credit mentions computer system of BKR state, is possible for that at each bank in the Netherlands correct. Banken zijn verplicht mee te werken aan de inzageprocedure, zegt Karin Schreuder, woordvoerder van BKR.bank employee and applicant fill in the application form both. The costs of 4.50 euro must be paid on site afterwards send the bank the form to BKR. The request to examination is cover with all kinds of privacy rules. Naturally valid identity papers are necessary, which must be also checked by the counter office staff. Furthermore it is only possible its own ask data. Je kunt dus niet de gegevens van je partner opvragen. After one or two weeks the overview thuisgestuurd becomes. He who this way long cannot wait, can pick up the data themselves in Tiel. That appears still once necessary if people have haste with the financing of a buy house. BKR recommends minimum ringing a day in avance for an appointment.Do not motivate the exact reason why people want realise their credit data, at the BKR it has not been confessed. "because you do not have you motivate application", Schreuder explain. „Maar we merken aan de telefoon vaak wel dat het mensen zijn waarvan een kredietaanvraag is afgewezen. The credit supplier decides including on the basis of datadata data, and one wants then gladly know what state there registered.WoningcorporatieBetrekkelijk new is the consumers the their data ask at the request of a third party. "consumers frequently call a house corporation" in this respect, say Schreuder. Aedes, the trade association of house corporations, indicate that this certain on broad scale does not occur, but itself that can present corporations in certain fallen datadata data is able use. "if by it already once house puffing-up hiring debts have taken place, for example", Paul Driehuis say van Aedes. Corporations cannot ask those data themselves. „De BKR-gegevens zijn niet bedoeld voor derden“, licht de BKR-woordvoerster toe. „Maar consumenten hebben het recht hun gegevens te tonen aan wie zij willen.“ Op het overzicht staat voor elk contract om welke kredietsoort het gaat. Also is indicated what is the expected termination date and if credit has been already concluded. Possible delays at relaying and repairing of it are also communicated. If there on the overview something is not correct, you can take the best contact with the institution where you have concluded credit. Not with BKR therefore.Correct informatie"BKR have no visibility on the administration of the credit supplier, explain Schreuder. The credit supplier is responsible for supplying the correct information. It not yet comes sometimes for that the credit supplier the last data has forwarded, or that these data have been not yet processed. If has been really made there wrong, must pass on the correct data to the credit supplier to BKR. Also 4.50 the euro is then paid and a correct overview is sent. BemiddelenKomen consumer and credit supplier together, then cannot mediate BKR. Also the matter in that case can be presented to an independent disputes committee. That happens such five up to ten times per year. Further information: http://www.bkr.Netherlands or: 0900.25.78.435
Source is realise "credit data always": General
Head index is realise page of "credit data always"
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