Introduction basis insurance
basis insurance 2006: introduction as from 1 January 2006 comes there a new system for the care insurance. Health insurance fund, private insurance and the zieketekostenregelingen for civil servants to disappear and for that in the place comes a compulsory basis insurance for everyone. This basis insurance sees for everyone the same and compensates for the same as the current health insurance fund parcel. Moreover it is possible extend the standard package with a voluntary additional insurance.The customer in search of a good every insured person can annually change to another insurer, for example because he is not satisfied concerning the offered care of the insurer. The customer can be no longer rejected by the insurance because those have been obliged everyone who submits an application for the basis insurance to accept, irrespective of age, income or sickness history. For everyone money therefore as from 1 January the same conditions and the same basic premium. The customer can as from January will choose from several polisvormen, as naturapolis where the insurer stipulates where the treatment takes place and where is billed someone directly to the insurer. A second possibility is the restitutiepolis where himself a care provider can be chosen there, but the account must advance you yourself. These can declare you with risk which the insurer has no contract with the chosen behandelaar. In that case zul you yourself (a part of) must pay the costs.The insurer in search of good zorgOok for the insurer changes there much. These must, as it happens, in search of good care against a this way low possible price so that the premium remains low. Moreover the insurer must continue offer, however, a good service to that prevent the customer runs the year to the competitor. This makes more critically the customer and forces to insurers offer quality, servicegericht work and the premiums this way low possible keep. However, results in this that the insurer can ascertain at which hospital whether specialist must let himself you be treated. Nevertheless choose you for a another hospital or specialist, then you must take into account that you must pay at or even the whole treatment from own pocket must pay.The kostenDe annual premium which you pay, will increase for the meesten strongly: probably between 1000 and the 1100 euro per year. Everyone above the 18 years will pay a flat-rate contribution of around 1000 and the 1100 euro per year. Daarnaast wordt een bijdrage geheven die afhankelijk is van het inkomen en die betaald wordt door de werkgever. People with lower incomes qualify for a care allowance which is paid monthly just like the housing benefit. The allowance can run up to maximum 425 euro for one single and 1200 euro for a couple. The Tax and Customs Administration sends about this in September a letter. He who for 1 November 2005 the application form returns, already money gets transferred in December. No-claimOok in the new scheme remain no-claimregeling effective. Iedereen die minder dan 250 euro per jaar aan zorgkosten maakt, krijgt het resterende bedrag aan het eind van het jaar teruggestort. Do not count kraamzorg, the general practitioner and care for children thereby. This regulation has been already incorporated by 1 January 2005 in the current scheme, but also remains in the new system present. Moreover it continues possibly voluntarily own agree risiso with an insurer for the basis insurance.By 1 March 2006Iedereen the time possibly gets to make a choice and to change to another insurer up to 1 March 2006. At the latest 16 December 2005 get you of your current insurer a letter with in this an offer for the new insurance. He who after has not insured itself 1 March 2006, a high fine gets. This differs from the current situation where everyone is insured automatically with an income under the health insurance fund border by means of the Health Insurance Act. To that prevent slow customers who do not react to time are opgescheept with a high fine, work minister Hoogervorst for a passage rule. In this must come stand that people who do not react to time next year automatically at their current insurer insured remain
Source "introduction basis insurance": Algemeen
Hoofd index pagina van "Inleiding basisverzekeringen"
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