term list care insurances and basis insurance
acceptance duty duty of the insurer people offer an
insurance, for example the standard parcel policy (for people who can
get nowhere else a health insurance). AWBZ (general law
particular Ziektekosten)De AWBZ are an obligatory social insurance for
' particular ' medical expenses. Is frequently this costs which
can strongly incur by the long-term nature of the treatment. In
principle every resident has been insured of Dutchman by means of the
AWBZ for the care which is necessary at long-term sickness, handicap
or old age. For this care you cannot insure yourself by means of
the Health Insurance or private health insurance. THE AWBZ gives
care to right to several types like for example home care, psychiatric
aid, nursing and care in institutions for physically and rationally
disableds and in nurse - and homes. See also the site:
http://www.steffie.nl. collective insurance many employees in
the Netherlands have been insured by means of their employer
collective individual for their medical expenses. College of
care insurances the Care Insurance Board is an independent government
organisation. THE CVZ coordinate the implementation and
financing of the Health Insurance Act and AWBZ. Own risk amount
with a maximum altitude within which you yourself carry the costs.
GVS (medicines compensation system) must pay extra insured
people for certain expensive medicines for which cheaper and just as
good alternatives to exist. complaint institute insurance you
get help at the complaint institute insurance if you if individual
insured or directly interested party has a dispute with an insurance
company and/or insurance commission agent concerning conciliation,
production or implementation of an insurance contract. Moreover
the institute offers information, explanation and recommendation
preventing a dispute. class insurance insurance for higher
verpleegklasse in the hospital. Insuring additionally higher
verpleegklasse gives no guarantee or right to this class you. If
there is no chamber free, you end up simply in 3e the class. A
number of insurers pays a fixed amount per day if you are nursed lower
than insured the class. Some hospitals have no class department
more, therefore a class insurance has been then thrown away money.
It is therefore judicious select how that sits with the hospital
at you in the buurt. amount up to which only tax on wages is
deducted and not income tax altitude of your bruto-inkomen that
ascertain whether you oblige yourself individual must insure.
MOOZWet joint financing overrepresentation older health
insurance fund insuring csdanes. Levy which helps to the health
insurance funds which have much expensive, older insured people.
In 2005, to pay Mooz-omslagbijdragen: for insured people
of 0 up to 20 years 64.80 per year by insured person for insured
people of 20 till 64 years 129.60 per year by insured person for
insured people of 65 years and older 103.68 per year by insured
No-claimregelingRegeling enter that 1 January 2005, where health
insurance fund patients who more of the health care uses himself more
must carry costs to maximum of 255. he who less makes or no costs, (a
part of) 255. as from 2006 no-claimregeling get apply also to private
insured people. Nominal premium health fund insurance
contribution which is paid directly to health insurance fund.
This is a fixed amount and altitude differs by health insurance
fund. Ombudsman insurance of the ombudsmen who are operative
within the complaint institute insurance. The ombudsman
insurance tries a complaint or settle dispute by means of
conciliation. The recommendations are not binding, but in
practice are nearly always succeeded. Private insurance health
insurance for people whose income above the amount up to which only
tax on wages is deducted and not income tax lies Percentuele premium
premium as a percentage of your income, of which your employer pays a
part (6.75%) and shares on your income is implied implied (1.25%).
premium refund he who individual is insured, but changes on the
health insurance fund or by a part-time job (for example young people)
obliges in the health insurance fund frequently ends up, pays
(temporary) two times premium (for the private insurance and also the
health insurance fund). They can recover the premium for the
private insurance. To this end they must request private
insurance "at their health insurance fund insurer the form" premium
refund. Standard package PolisDe standaardpakketpolis is a
private insurance against medical expenses. This insurance has
been set up by the government. To this insurance legal rules
concerning the acceptance of insured people, the scope of the
insurance package and the maximum premium apply. The law on the
access to the Medical Insurances (Wtz) guarantees the access to the
standaardpakketpolisverzekering. Nearly to the cover of the
Health Insurance (the health insurance fund parcel), they agrees the
cover of the standaardpakketpolis it with a something other
partitioning of the costs which come at the expense of the insured
person himself. Thus Wtz-verzekering know, beside by the insured
person chargeable own contribute for specific medical operations, also
an own risk. Students standard parcel policy students receive
that study financing within the framework of the law on study
financing (WSF) and not obliged have been insured at the health
insurance fund, are entitled to the SSPP. This is a cheap health
insurance that every insurance company must offer. The premium
of the SSPP is determined annually by the government. allowance
regulation extraordinary expenditure stipulated groups, such as
disableds and the elderly with a low income and relatively high care
costs can claim this regulation. You can your total care
expenditure therefore medicine costs also your, by means of your
declaration can give up to the Tax and Customs Administration.
guard list conciliation task of insurer for you mediate if you
arrive on a guard list for a medical treatment. WTZ (law on the
access to Ziektekostenverzekeringen)De WTZ - premiums help to a
central fund from which the costs are paid for insured people with the
standard parcel policy. In 2005, to pay Wtz-omslagbijdragen:
for insured people of 0 up to 20 years - 202.20 by insured
person per year for insured people of 20 till 64 years - 404.40 by
insured person per year for insured people of 65 years and older - no
contribution chargeable.
Source "term list care insurances and basis insurance":
General
Head index page of "term list care insurances and basis
insurance"
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