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Health insurance fund


Health insurance fund From Sterwiki the health insurance fund is a health insurance which is by the government regulated mentioned below concerns the Dutch regulation - the Belgian regulation is not entirely being right! Table or contents showTocToggle('show', 'hide) 1 who right has? 2 Premiums 3 advantages and disadvantages 4 in the health insurance fund who right has secretly? The lower incomes are entitled to a Health Insurance, they are obligatory health insurance fund-insured. In the concrete this means: Remunerations under the health insurance fund border; Benefit claimants; Entrepreneurs with a brutowinst under the health insurance fund border. To them a special regulation applies at large winstschommelingen to that prevent they must change every year of insurance. To Health Insurance are not entitled Niet-verdieners, or recipients of income that as a contribution income are not considered (training period compensations, black income, a donation, allimentatie, study financing). Since no premium on their income is implied (because they do not have this) this the government becomes too expensive. Students are entitled to a cheap student insurance under conditions, but in other cases a private health insurance must be concluded. These are a piece more expensive, especially for the elderly, and insurance companies can require and can frequently for the verzekeringsnemer annoying couples; Incomes above that health insurance fund border. They are considered best what pay more to be able. The health insurance fund border in 2005, € 33,000 amounts. Premiums the premium is paid in three parts: Flat-rate contribution, which is not on entering dependent, by the insured person himself; Percentuele premium, which is, however, income-related and it is implied on remunerations; The werkgeversdeel, which must pay the employer. Advantages and disadvantages advantages of the health insurance fund are considerable cover relative layers premium. Also low incomes can insure themselves, what is exactly the aim of the regulation. The disadvantage is the obligatory character of the insurance. The government cannot force the verzekeringsnemer conclude a Health Insurance, but the percentuele part are implied on remunerations and will be returned. A another disadvantage is the fact that the percentuele part, when entering increases too much, ongemerkt nevertheless terrible much will becomes. Furthermore it is for insured people with bijbaantjes very annoying always of insurance have change. Secretly in the health insurance fund it can be tempting health insurance fund-insured remain if one no more right has. An insurance company hierechter should come, then is possible € with retroactive effect a fine of; 90 per month are imposed. On individual is insured whereas one had had in the health insurance fund state no sanction, because the ' fine ' exists from the ingehouden premium on remunerations. In both cases will do an insurer with difficulty however very at submitting a claim, or these refuse. Categorie:Gezondheidszorg
Source "health insurance fund": Wikipedia.org

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