Modifications care insurances by 1 January 2006
Spent: 4 July 2005 17.25 AMSTERDAMS - on 1 January
2006 the new care insurance law becomes effective. All Dutch
soon get about this a letter and a folder of minister Hoogervorst in
their mail box. Below the most important modifications follow:
Health insurance fund and private insurance disappear.
Also the standaardpakketpolis for 65-plussers disappear.
Everyone is legally obliges insure itself according to the care
insurance law. He or she must conclude anyway a basis insurance,
which compensates for the same as the health insurance fund.
family insurance disappears, partners must submit an application
both. Nonworking partners are not automatically co-insured.
Children are for free co-insured. Additional insurance is
not obliges. At the latest 16 December all Dutch get an offer of
their current insurer that strong seems on their current insurance.
He who does not react to the letter of its own insurer, agrees
automatically with the offer. Who predominates change can it
compare with the offer of other insurers. Hoogervorst have set
up for this the Internet site. Is cancel up to 1 March possible.
At the latest 1 May 2006 everyone must be insured. He who
it is then not yet insured, a fine risks. In all cases is
premium pay as from 1 January 2006 obliges. The premiums go
omhoog. According to the expectations the flat-rate contribution
for the basis insurance between 1040 and 1110 euro per year becomes.
This depends on the insurer. Moreover there, is an
income-related contribution of 6.25 percent, which is entirely
compensated for by the employer or benefit agency. At people
with a AOW becomes which levied by the Tax and Customs Administration.
People with a low income to approach the care allowance has been
set up. Singles with gross an income to 25,000 euro per year and
unmarried partners living together or married people with
verzamelinkomen up to 40,000 euro gross per year qualify for this.
Intention is that nobody is more than 5 per cent of their income
lost to the premium for the basis insurance. The contribution is
transferred monthly just like the housing benefit. The cabinet
suspects that approximately 6 millions Dutch qualify for this.
They get an application form of the Tax and Customs
Administration in September. For approximately 55 per cent of
these people is that form already filled in. He who the form for
1 November returns, its first money gets already in December
transferred. The last moment to application March the care
allowance over 2006 is by the end of 2007. except the care allowance
is there also still a number of tax deductions for people with
particular medical expenses. Everyone can itself ascertain at
who he whether she concludes an insurance. Also employees who
have a collective insurance by means of their work, can step from
that. Now is that frequently not this way. If an employee
changes to another insurer, is the employer still obliges an
income-related pay contribution of 6.25 percent. Collective
insurance can imply than 10 per cent discount never more on the
standard package. It vrijstaat moreover legal persons also other
to conclude a collective insurance. This way its patient
associations already press busy with care insurer Agis to conclude a
special insurance. The discount which they can manage, amounts
to maximum 10 percents on the standard package. Insurers can
refuse nobody for the compulsory basis insurance. They can
cancel, however, a wanbetaler. The insurers can refuse, however,
people for an additional insurance. But they have promised that
up to 1 March 2006 to not yet do. Who decides change for the
basis insurance can or its additional insurance at the old insurer
have been preserved. The insurer cannot cancel that additional
insurance unilaterally. (c) DUTCH PRESS AGENCY
Source "modifications care insurances by 1 January 2006": nu.nl
Head index page of "modifications care insurances by 1
January 2006"
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